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The Health Care Providers Self-Insurance Trust (HCP SIT) and Disability Benefits Program (HCP DBP) are available to members of the New York State Association of Health Care Providers, Inc.  Save thousands of dollars in the cost of workers' compensation, surety bonds, and other insurance coverage.

HCP SIT and HCP DBP are administered by Program Risk Management, Inc., whose professionals are experts in the specific insurance needs of the home-care industry. PRM provides employers with information, training, and assistance designed to help them control workplace hazards, reduce employee accidents, and thereby minimize the loss of earnings and workers' compensation and disability coverage expenses.

The impact of these programs speaks for itself. Since inception, participants have realized substantial savings in workers' compensation costs.

In addition to these savings, each trust makes available extremely low-cost financing with easy monthly payments for qualified participants.

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